Top

Blogs

Know more about finances with our blogs


How to Calculate the Systematic Investment Plan Returns?

A Systematic Investment Plan widely known as SIP is a pathway to invest in mutual funds. It demands making a disciplined investment in a predestined mutual fund scheme routinely. SIP is an instrument for investment that is best-suited for the long-term investors to gather wealth and meet their financial goals. This implies that you can have the maximum returns via Systematic Investment Plan only, provided you start investing ...

Read More

Is A Recession Coming in 2023 and What You Can Do?

Economists and experts have been forecasting a recession for the year 2023. The jury is out on what sort of recession it will be, whether severe or long-term, but they all seem certain that bad days are on the horizon.  Whenever inflation rises and the Central Banks rush to the rescue by increasing interest rates, it leads to an economic downturn or recession. This time, however, CEOs, market analysts, and everyone involved in the economy are well aware that a recessi...

Read More

What to Check before Investing in Mutual Funds Investment Plans?

Mutual funds are a popular investment vehicle and have been for some time. However, it is only recently, post the pandemic that people are warming up to take risks. Given this scenario, it is no surprise that there is a renewed interest in mutual funds. However, do you really know how to invest in mutual funds? Often we get several first-time investors who have no idea how to “check out” a mutual fund before inves...

Read More

#KareinShuru with Money Assist

At the tail end of last year, AMFI, the watchdog for the mutual fund industry, released a campaign to encourage mutual fund distribution. The name of the campaign is entitled #KareinShuru and is the first time AMFI has pushed mutual fund distribution as a career option. If you want to invest in mutual funds, then you can contact us at Money Assist. We are Kolkata’s leading mutual fund distributor and will provide you wi...

Read More

Fixed Deposits vs. Liquid Funds: Which is a Better Investment in December 2022?

In this regime of increasing interest rates, there arises a question in the minds of astute investors: which is better to invest in fixed deposits or liquid funds? Both these investment vehicles are tied up with debt instruments that are usually chosen by investors for short-term investment. You can look at the mutual fund calculator to understand the returns from the liquid fund.  In this blog, we look at the difference between fixed deposits and liquid funds.  ...

Read More

Here’s What You Need to Know about BAF

SEBI has defined 3 categories of mutual funds, namely equity, debt and hybrid mutual funds. Most investors know the basics of investing in equity and debt mutual funds, but when it comes to hybrid mutual funds like BAF, they are a bit clueless. BAFs or Balanced Advantage Funds are the most popular type of hybrid mutual funds with Rs. 1.9 lakh crore being managed as of October 2022. Hence...

Read More

Why You Should Jump On the SIP Bandwagon Now

Investment in SIPs has crossed the Rs. 13,000 crore mark as of October 2022. Retail investors are participating in mutual fund investment through the SIP mode as they are seeing the benefits of investing through this methodology. As an investor, you can use a SIP calculator to calculate your returns from SIP investment and then take the plunge into investment. In this blog, let’s look at the various ways in which SIP investments can benefit you. ...

Read More

Should A Senior Citizen Invest In Mutual Funds?

There are a variety of investment options for senior citizens like fixed deposits, gold, real estate, recurring deposits, etc. but are mutual funds among them? Traditionally, senior citizens steer clear of mutual funds because of the associated risk and the time frame in which returns will appear. While no mutual fund agent can tell you whether or not you should invest in mutual funds, a...

Read More

SIPs Rising As Of October 2022. Learn More!

AMFI released its monthly data on the state of affairs of the mutual funds in India for the month of October. From the data released, there came a wealth of information regarding Systematic Investment Plans or SIPS. It was seen that the SIP methodology of investment generated the most inflow for the month of October, crossing the Rs. 13,000 crore mark. Even though there is strong market ...

Read More

Will Mutual Fund Houses Continue to Hold Loss-Making Tech Stocks?

Do you remember the days of the IPO frenzy, post-pandemic, when Zomato, Paytm, and Nykaa were among the companies that landed on the bourses with an inflated opinion of themselves, thanks to the greed of initial retail investors and promoters? However, that inflated view soon witnessed a correction and retail investors saw a loss in their holdings having invested in new-age tech companies like Nykaa, Paytm, PolicyBazaar, and Delhivery.  In November, however, the lock-...

Read More

Fixed Deposit Rate Hike A Threat to Stock Market Investment?

As everyone knows, the US government increased interest rates to curb the problem of inflation in the country. Following that every sovereign state’s central bank increased their interest rates. India’s Central Reserve Bank lost no time to address the issue.  Following the lead taken by the Central Reserve Bank of India, several other banks in the country, followed suit. India’s central bank recently announced an 80 bps FD rate hike. Canara Bank also announced...

Read More

Snapshot of Mutual Funds in India for September 2022

Even though the mutual industry was seeing volatile days, according to the latest report by AMFI, there appears to be some good news for investors and market watchers. In this blog, we look at the state of mutual funds in India as of October 2022. Take a closer look! Monthly Contribution into SIP Increases The monthly contribution into the mutual fund industry via SIP ...

Read More

Mutual Fund Agent in Kolkata on SIPs and RDs

To achieve the various financial goals that one has set for oneself, one needs to choose the right investment vehicle. Given the present market volatility, investors are looking at some risk-free investment vehicles to appreciate capital such as Recurring Deposits. However, are Recurring Deposits really worth investing in when compared to SIPs? This mutual fund agent in Kolkata investigates. What is a Recurring Deposit? A recurring deposit is a kind of d...

Read More

Impact of the Federal Rate Hike on Mutual Funds in India

The Federal Reserve, which is the central bank of the USA, has increased interest rates by 75 basis points to a range of 3.0-3.25%. This is the highest increment since the year 2008. The aim of the Fed in increasing the interest rate was to strengthen the dollar and curb inflation, which is at an all-time high in the US. The impact of this has been negative for mutual funds in India. There has been a strong outflow of capital from Indian markets to the US as the dollar con...

Read More

How to Save For Higher Education Abroad?

As of 2022, the top institutions for higher education happen to be in the UK, the US, Australia and Canada. Moreover, the competition for jobs is getting crazier with every passing day, hence, it is understandable that parents nowadays want their children to avail of the best education possible. There are two ways to save. One method is to obviously put aside some money from your daily income. Another way is to grow your weal...

Read More