Corporate FD

What are Corporate FDs?

Corporate FDs are financial instruments that are offered by NBFCs (Non-Banking Financial Institutions) and by several companies. Corporate FDs have gained mass popularity and acceptance for providing a higher rate of interest than a savings account which denotes higher earnings on investment.

Corporate Fixed deposits are immune to the fluctuations of the financial market and hence the returns are highly secured. The investor can estimate the return prior to investing using a Corporate FD calculator as the interest rate remains free from any market fluctuations and is fixed throughout the tenure. Besides, senior citizens are allowed to enjoy a higher interest rate and other attractive benefits.

Types of Corporate FDs

Usually, there are three types of Corporate FDs that are into use, such as -

For Non-Senior Citizens

What are Non-Senior Citizens Corporate FD?
Corporate FDs for non-senior citizens are investments in fixed deposits made in NBFCs, banks and several other companies. These investments offer assurance for guaranteed returns with the flexibility of the tenure. Corporate FDs are best short term investment options offering considerable returns. They are immune to the market volatility and hence the returns can be estimated at the time of the investment.

What are the advantages of Non-Senior Citizens Corporate FD?
The benefits of investing in Non-Senior Citizens Corporate FD are –

Assured returns
Attractive interest rate
Fixed interest rate
Tax benefits

Who should invest in Non-Senior Citizens Corporate FD?
Investors with short-term goals and the desire to generate maximum return against investment can invest in corporate FDs. Investors with no risk appetite and tolerance can invest in such schemes for better risk-free returns.

For Senior Citizens

What are Senior Citizens Corporate FD?
Similar to Non-Senior Citizens Corporate FDs, Senior Citizens Corporate FDs are the best investment options for the senior citizens. With a minimum investment amount and a higher interest rate (than Non-Senior Citizens Corporate FDs), the senior citizens can make risk-free investment and generate significant wealth. Investments are immune to market fluctuations and hence offer guaranteed returns that can be estimated at the time of investment, keeping in consideration the current interest rate.

What are the advantages of Senior Citizens Corporate FD?
The benefits of investing in Non-Senior Citizens Corporate FD are –

Higher interest rates for senior citizens
Assured returns
Risk-free investments
Considerable returns

Who should invest in Senior Citizens Corporate FD?
Senior citizens corporate FDs best for the retired senior citizens who wish to generate considerable wealth against the minimum investment amount. Investors with no risk appetite can consider such investment options.

For NRIs

What is NRIs Corporate FD?
NRIs can also invest in corporate FDs offered by banks, NBFCs and other several companies. However, analyse are required to own an NRO account as fixed deposits in India do not accept foreign currencies for investments. The investment guidelines and rules for NRI Corporate FDs are different from Indian investors. Also, the interest rate for NRI Corporate FDs differs from the interest rate for Indian Corporate FDs.

What are the advantages of NRIs Corporate FD?
The benefits of investing in NRIs Corporate FD are –

Immune to market fluctuations
Secured returns
Risk-free investments
Considerable wealth creation

Who should invest in NRIs Corporate FD?
NRIs wanting to invest in India can invest in Corporate FDs. NRIs with low-risk appetite and having an NRO account can invest in Corporate FDs for NRIs.

Depending on the NBFC or company, the types may differ. It is recommended to get in touch with the NBFC an company to discuss your requirment. Besides, the different types of Corporate FDs offer different benefits that you should consider learning before investing. Also, make sure that you take note of the interest rate before you put money into.

Invest In Debt Fund

Benefits of Corporate FDs

Some of the why you should be investing your money in Corporate FDs are –

Higher interest rate
Assured returns
Tax benefits
Loan against deposits
Special interest rates for senior citizens
Minimal deposit amount
Increased stability and credibility
Flexible tenure
NRIs can also invest (however, the rules and regulations may vary)
Availability of emergency withdrawal

Invest In Equity Fund

Who should invest in Corporate FDs?

Age – Even a pensioner or a start-up owner can start investing in Corporate FDs. It depends on the income and risk appetite of the investor.

Career – Both entrepreneurs and professionals can start their financial journey with Corporate FDs. Consider learning the minimum investment amount and start investing as per your financial portfolio.

Citizenship – Indians as well as NRIs can invest their money in Corporate FDs. However, the interest rate and the guidelines for NRI Corporate FDs may vary. Also, Corporate FDs in India do not accept foreign currency and hence NRIs are requested to invest through NRO accounts or as directed by the NBFC.

Invest In Liquid Fund

How to start investing?

It is important for you to do a bit of research before you start your investments. Check the credit score of the company to analyse the investment risk and then make your decisions. You can apply both online or offline conveniently. Make use of the Corporate FD calculator to have an estimation of your return.

For online applications, share the required details such as name, address, contact details, DOB, professional details, and more. You will also have to submit some of the required documents such as the address proof documents, KYC documents, income proof documents and others. For offline investors, it is advisable that you read the application form carefully to gather information on the rules and guidelines for premature withdrawal, deposits and more.

Invest In balance Fund

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Financial management is one of our strongest skills. We believe in offering quality customer service and taking financial matters seriously. We have developed a strong liaison with the leading fund houses, making your investments safer and more lucrative.

We confirm to help you with satisfactory wealth creation. Our guidance and assistance have helped us stand tall among others in this industry and defeat every financial hassle of our customers. We aim to offer several financial tools to help our customers analyse and evaluate their investments before actually investing. We wish all a safe and happy financial journey and we vouch to lend our assistance whenever and wherever needed.

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Corporate FD

Corporate FD

What are Corporate FDs?

Types of Corporate FDs

Benefits of Corporate FDs

Who should invest in Corporate FDs?

How to start investing?

Why choose us?

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Corporate FD

Corporate FD

What are Corporate FDs?

Types of Corporate FDs

Benefits of Corporate FDs

Who should invest in Corporate FDs?

How to start investing?

Why choose us?

About us

Useful Links

Useful Links

Useful Links

Most Popular on Money Assist

Mutul Funds Companies: