Know your question

It is best to opt for SIPs when the market is low. With SIP, you can purchase more units at a lower price which will bring down your average purchase price. And when the market recovers you can stand a better chance to earn lucrative returns.

SIPs suits the best for the ones having a low-risk appetite and lower investment budget. In the case of young investors, SIP can act as a long-term investment with a minimal investment amount of Rs. 1000/- and generating lumpsum corpus.

Moneyback Policy usually allows the insured to enjoy tax benefit under section 10(10D) of the Income Tax Act on the maturity benefit. If your insurer should not provide the benefit, the same shall be communicated at the time of purchase.

There are several types of insurance policies for you to choose from. You can opt for an investment or savings plan as per your requirement. However, if you do not have the required risk appetite, it is better that you do not invest in ULIP.

Life insurance savings plans are the best for availing monthly returns. With 2.5L you can receive a handsome sum assured. Alternatively, you can opt for debt funds and balanced funds, which also offers lucrative returns on investments.

The common documents that you may require are KYC documents, income proof documents and address proof documents. You can share your Aadhaar Card as your KYC and address proof documents and your bank account statement as an income proof.

Yes, we do offer PMS (Portfolio Management Services) and advisory services for equity and other investments. We house a team of financial experts who can guide your investments onto the right path and add directions to your financial goals.

Equity shares do depend on market volatility and hence it is not suitable for investors with a low-risk appetite and huge financial obligations. If you are not ready to put your money at stake you can opt for SIPs, Corporate FDs or even insurance (except ULIPs).